自移民部长康尼展开历史上最有野心、也是规模最大的移民政策改革后，移民问题引起全社会关注，也包括华人社区的讨论。一项民意调查显示，移民最多的城市温哥华和多伦多，反而是最不欢迎有更多移民来加国的地方。也许在这个经济困难时刻，大家都不喜欢别人来抢饭碗。我问过一些老移民，不少人抱怨说，今天的新移民或许很有钱，但素质不高、修养差、过分自我中心主义、公民道德不彰;来了加拿大，贡献不大，却影响了原来华人社区的形象。

“提前还款要罚2.5万!加拿大的银行太可怕了，所有的规定都对消费者不利，你自己需要了解非常多的知识。”BC省的消费者Mohsen先生讲述了他与丰业银行的一段故事。

还清贷款并解除抵押时，有两种罚款计算方法

　　Mohsen先生是位工程师，2006年从伊朗移民加拿大，就职于BC省水电公司，2007年首次置业，当时的房价40多万加元，2009年按揭贷款续约时接受了丰业银行5年固定利率5.19%的合约。2010年4月，Mohsen先生发现第二个小孩出生后，自己的家庭财务状况难以承担按揭贷款月供款。

在不列颠哥伦比亚省温哥华岛上寻找独有的美丽健康生活形态。近20年来的成功运营经验，为社区提供专业的高品质天然保健品，西药替代品，环保型替代品。原材食品，当地特产，减肥和运动营养咨询是主要的收入来源。

新入行的买家容易学习上手。销售价格包括众所周知的标志和品牌及全面运作的网站。经验丰富的敬业，知识渊博的员工可以让新的买主，不费吹灰之力，坐享其成。长期任职的员工，都受过营养，结肠疗法，芳香疗法，中医和草药方面的正规专业训练。

商店位于高流量的室外购物广场，可见度高，处于一家大型商场的必经之路，有众多停车位。低廉的租金，可选择于2013年续约。只有80％的空间被使用, 因而具备优良的成长和扩展机会。天然保健品市场是发达国家中增长最快的市场之一，加拿大是引领这一全球市场的领航者。加拿大人仍然非常乐于接受创新，优质的产品，并采取预防重于治疗的措施，掌控自己的健康。这一需求为天然保健产品提供了一个庞大的市场机会。

Zoni Language Centers Vancouver

Web Site:
http://www.zoni.com/
City:
Vancouver
Province:
British Columbia
Languages Taught:
English
Programs:
General English
Business English
Youth / Junior programs (English)
IELTS Preparation
TOEFL Preparation
Other Programs (English)

York University – English Language Institute

Web Site:
http://yueli.yorku.ca/
City:
Toronto
Province:
Ontario
Languages Taught:
English
Programs:
General English
Academic English/University Preparatory English
Corporate/Government language training (English)
English for Specific Purpose (Medical, Legal, Technical etc.)
Group Programs (English)
Summer or Winter Activity or Camp Programs (English)

Western Town College Toronto

Web Site:
http://www.westerntowncollege.com
City:
Toronto
Province:
Ontario
Languages Taught:
English
Programs:
General English
Business English
Academic English/University Preparatory English
English for Specific Purpose (Medical, Legal, Technical etc.)
TOEIC Preparation
TOEFL Preparation
Other Programs (English)

Victoria International Academy of English

Web Site:
http://www.eslschoolcanada.com
City:
Victoria
Province:
British Columbia
Languages Taught:
English
Programs:
General English
Academic English/University Preparatory English
Business English
Group Programs (English)
Internship/Work Experience Programs (English)
Summer or Winter Activity or Camp Programs (English)
Teaching Training Programs (CELTA, TESL, TESOL, etc.) (Eng.)
IELTS Preparation
TOEFL Preparation
TOEIC Preparation
Other Programs (English)

VGC Language School

Web Site:
http://www.vgc.ca
City:
Vancouver
Province:
British Columbia
Languages Taught:
English
Programs:
General English
Academic English/University Preparatory English
Internship/Work Experience Programs (English)
IELTS Preparation
TOEFL Preparation
Other Programs (English)

VanWest College – Vancouver

Web Site:
http://www.vanwest.com/
City:
Vancouver
Province:
British Columbia
Languages Taught:
English
Programs:
General English
Academic English/University Preparatory English
Group Programs (English)
Internship/Work Experience Programs (English)
Summer or Winter Activity or Camp Programs (English)
Teaching Training Programs (CELTA, TESL, TESOL, etc.) (Eng.)
Youth / Junior programs (English)
Cambridge Test Preparation
IELTS Preparation
TOEFL Preparation
TOEIC Preparation

Vancouver Island University, English Language Centre

Web Site:
http://www.mala.ca/esl/
City:
Nanaimo
Province:
British Columbia
Languages Taught:
English
Programs:
General English
Academic English/University Preparatory English
Other Programs (English)

Vancouver International College of English

Web Site:
http://www.vicenglish.com
City:
Vancouver
Province:
British Columbia
Languages Taught:
English
Programs:
General English
Academic English/University Preparatory English
Business English
English for Specific Purpose (Medical, Legal, Technical etc.)
Group Programs (English)
Internship/Work Experience Programs (English)
IELTS Preparation
TOEFL Preparation
TOEIC Preparation

Vancouver English Centre

Web Site:
http://www.vec.ca
City:
Vancouver
Province:
British Columbia
Languages Taught:
English
Programs:
General English
Academic English/University Preparatory English
Business English
Group Programs (English)
Internship/Work Experience Programs (English)
Summer or Winter Activity or Camp Programs (English)
Teaching Training Programs (CELTA, TESL, TESOL, etc.) (Eng.)
Youth / Junior programs (English)
Cambridge Test Preparation
IELTS Preparation
TOEFL Preparation
TOEIC Preparation
Other Programs (English)

Upper Madison College

Web Site:
http://www.umcollege.ca
City:
Toronto
Province:
Ontario
Languages Taught:
English
Programs:
General English
Business English
Academic English/University Preparatory English
Internship/Work Experience Programs (English)
Cambridge Test Preparation
TOEFL Preparation
Other Programs (English)

University of Winnipeg, English Language Programs

Web Site:
http://www.uwinnipeg.ca/
City:
Winnipeg
Province:
Manitoba
Languages Taught:
English
Programs:
General English
Academic English/University Preparatory English
English for Specific Purpose (Medical, Legal, Technical etc.)
Official Language Programs (Explore, Destination CLIC) (Eng.)
Other Programs (English)

University of Windsor, Academic Writing Centre

Web Site:
http://www.uwindsor.ca/elip/
City:
Windsor
Province:
Ontario
Languages Taught:
English
Programs:
Academic English/University Preparatory English
English for Specific Purpose (Medical, Legal, Technical etc.)
CAEL Preparation